#CYTO
Africa’s financial operations layer

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CYTO is B2B SaaS designed as an answer to Africa Financial fragmentation, our team developped the automation platform powering SMEs into the digital economy, a platform built for Africa’s realities.

### Automation that matters
- AI-powered reconciliation and categorization
- VAT & tax compliance exports
- Secure cloud storage
- Embedded fraud detection

### Predictable value
- SaaS subscription model
- Support for payment fee-based expansion
- Flexible add-ons (storage, financial services)

### Trusted by institutions
- UNDP Timbuktoo Accelerator (Top 20 of 900+ startups)
- Station F (Paris)
- Angola Central Bank Incubator
- World Bank Group recognition

## Benchmarks

### Finance Ops Efficiency
| Workflow       | Manual   | With CYTO   |
| -------------- | -------- | ----------- |
| Bank matching  | 3–5 days | Instant     |
| VAT filling     | 1 week   | Instant       |
| Storage & docs | Scattered| Secure cloud|
| Fraud risk     | High     | Near-zero   |

### Compliance Bench
| Country    | Status | Regulatory fit               |
| ---------- | ------ | --------------------------- |
| Angola     | ✅     | E-invoicing law readiness   |
| Mozambique | 🟡     | In progress                 |
| DRC        | 🟡     | In progress                 |

## Roadmap
- Tax compliance certification
- Partnerships with financial institutions
- Expand to Mozambique & DRC; explore embedded credit/insurance

## Why now?
- Many businesses still on spreadsheets/paper
- Angola mandates digital invoicing
- Greenfield market, low SaaS penetration

## CYTO in one line
The only finance automation platform tailored for Africa’s compliance and growth.

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Contact
[support@appcyto.com](mailto:support@appcyto.com)

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CYTO FRANCE SAS 2025